HNI Service

Why Choose NPS?

Participate in NPS to Enjoy Fee Waivers and Exclusive Discounts!

Enjoy tax savings under Section 80CCD and secure your retirement simultaneously.

Benefit from one of the lowest cost pension products available in the market.

Choose your investment options and actively manage your portfolio.

Tax Benefits

Low Cost

Flexibility

Frequently Asked Questions

Have questions about NPS? Find answers below.

The National Pension System (NPS) is a government-sponsored retirement savings scheme that enables subscribers to make contributions during their working life to secure a steady income after retirement.

Any Indian citizen (resident or non-resident) aged between 18 and 70 years can join the NPS.

Tier I Account: This is the mandatory, pension-linked account with withdrawal restrictions.
Tier II Account: This is an optional account with no withdrawal restrictions, acting more like a savings account.

Tier I Account: ₹500 per contribution and ₹1,000 annually.
Tier II Account: ₹250 per contribution with no annual minimum.

No, there is no upper limit for contributions to the NPS.

Yes, you can increase or decrease your contribution amount as per your convenience.

No, only one NPS account is allowed per individual.

NPS offers better tax benefits and flexibility in terms of investment choices, but it depends on your financial goals and risk appetite.

National Pension System (NPS)

Why Choose NPS?

Participate in NPS to Enjoy Fee Waivers and Exclusive Discounts!

Tax Benefits

Low Cost

Flexibility

Frequently Asked Questions

What is the National Pension System (NPS)?

Who can join the NPS?

What are Tier I and Tier II accounts in NPS?

What is the minimum contribution required?

Is there a maximum limit on contributions?

Can I change my contribution amount?

Can I have multiple NPS accounts?

Is NPS better than other retirement plans like PPF or EPF?